Georgia Homeowner Tax Relief Grant Calculator (2026, $18,000)
Georgia homeowners get a one-time $18,000 cut in the assessed value of their home for the 2026 tax year. On November 2, 2026, the Governor's office said the Department of Revenue is sending the money to local governments this week, and the credit appears directly on your tax bill. Enter your home value and your bill's eligible millage to see what it's worth to you. Everything runs in your browser and nothing is saved.
How we calculate
- Assessed value = 40% of fair market value (Georgia's assessment ratio), unless you enter the assessed value directly.
- Taxable value before the grant = assessed value minus your homestead exemptions. The standard exemption is $2,000; if you have a senior, disability or local exemption, enter its total instead.
- Grant = the smaller of $18,000 or your taxable value, times eligible millage ÷ 1,000. Bond, tax allocation district and certain special service district millage don't count.
Exemptions often differ between county, school and city levies; if yours do, use the exemption that applies to most of your millage, or run the calculator once per line. Your county tax commissioner has the final word.
Who gets it and who doesn't
- Gets it: owners of a Georgia home claimed as a homestead, with the homestead exemption filed by the April 1 deadline, who owe property tax for 2026.
- Doesn't: rental property, homes without a homestead exemption, and homesteads that owe no tax after other exemptions.
- Gets less than $18 a mill: homes whose assessed value after exemptions is under $18,000, since the credit can't exceed the tax owed.
How to make sure it's on your bill
- Check your 2026 bill for a line or notice saying the reduction comes from the Governor and the General Assembly.
- Missing it? If you had a homestead exemption for 2026, call your county tax commissioner's office.
- No homestead exemption yet? File with your county tax assessor by April 1 so you're set for 2027. Filing is free; ignore mailers that charge a fee.
Georgia county guides: Fulton · Gwinnett · Chatham · Forsyth · Henry · Hall · Houston · Muscogee · all Georgia relief
Sources
- Office of Governor Brian P. Kemp: Gov. Kemp, DOR Announce Distribution of Homeowner Tax Relief Grants (Nov. 2, 2026) ↗
- Georgia Department of Revenue: 2026 Property Tax Relief Grant (FAQ, eligible millage, $2,000 standard exemption) ↗
Related: Georgia homestead exemption · Georgia homestead savings calculator · Georgia senior exemptions · savings estimator for any state
Educational estimate only, not tax advice. The amount on your bill depends on your county's final digest, exemptions and millage.
What is Georgia's 2026 Homeowner Tax Relief Grant?
It is a one-time property tax credit for 2026. The state takes $18,000 off the assessed value of each qualifying homestead and pays local governments the tax that $18,000 would have raised. The money comes from $950 million in the Amended Fiscal Year 2026 budget (HB 439, signed May 12, 2026).
Do I need to apply for the Georgia property tax relief grant?
No, not if your home had a qualifying homestead exemption for 2026. Your county applies to the Department of Revenue for you. If you filed your homestead application after the April 1 deadline, it counts for the following year, so you would not get the 2026 grant.
Will I get a check?
No. The grant shows up as a reduction on your 2026 property tax bill, with a note that it comes from the Governor and the General Assembly. If your county bills in installments, the credit is spread over the installments.
How much is the grant worth?
About $18 for every mill of eligible millage, since $18,000 of assessed value times 1 mill (0.001) is $18. At 30 eligible mills that is about $540. It can be less if your assessed value after exemptions is under $18,000, because the credit can't exceed the tax you owe.
Which millage rates does it apply to?
All millage rates except bond millage, certain special service district millage and tax allocation district millage, per the Georgia Department of Revenue. Look at your bill: the county, school and city operating lines usually count.
Does it apply to rental or second homes?
No. It only applies to property claimed as a homestead (your primary residence) with a homestead exemption filed by the April 1 deadline. Homes that owe no property tax, for example because of a full senior or disabled veteran exemption, get no grant.
My bill already went out. Did I miss it?
Some 2026 bills already show the reduction and others will show it as counties keep issuing bills, according to the Governor's office. If your bill doesn't show it and you had a homestead exemption, contact your county tax commissioner.
Is this calculator private?
Yes. It runs in your browser, and nothing you type is sent or saved.
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