Homestead Exemption After the Death of a Spouse
When an owner dies, the surviving spouse can usually keep the homestead exemption on the home they live in, and several states add a separate exemption for surviving spouses.
Texas: keeping the 65+ exemption
The Texas Comptroller explains that a surviving spouse age 55 or older may be eligible for the deceased spouse's age 65 or older exemption if the spouse died in a year they qualified and the survivor lives in the home. See the Texas Comptroller ↗.
Arizona
Arizona's main statewide relief is an exemption for widows, widowers and people with a total and permanent disability, subject to income and value limits. See our Arizona page.
What to do now
Tell your county office about the change in ownership and ask whether you need to refile. Ask about surviving spouse exemptions for veterans and first responders too.
FAQ
Does a homestead exemption continue after a spouse dies?
Usually, for a surviving spouse who keeps living in the home. Some states require a new application.
Is there a widow's property tax exemption?
Several states have one. Arizona's main statewide program, for example, is for widows, widowers and people with a total and permanent disability. Check your state page.
Official sources
State details: Texas · Arizona
This guide is general information, not legal or tax advice. Your county office decides eligibility. Last reviewed Oct 23, 2026.
More guides
- Missed the Homestead Exemption Deadline? What You Can Still Do
- Bought a Home Mid-Year: When Does Your Homestead Exemption Start?
- Florida Homestead Portability: Moving Your Save Our Homes Benefit
- Moving in Texas: What Happens to Your Homestead Exemption
- Renting Out Your Home or Using Airbnb: Effect on Your Homestead Exemption