Homestead Exemption Checklist for First-Time Home Buyers
Filing a homestead exemption is one of the first money-saving steps after you buy. It's free and usually takes a short form.
1. Find your office and deadline
Look up your state or county and the filing deadline.
2. Have documents ready
Florida's official homestead guide, for example, lists items such as your Social Security number, Florida driver license, vehicle and voter registration. Offices elsewhere commonly ask for your deed or closing statement, a driver's license or ID showing the home's address, and sometimes your Social Security number. The application lists exactly what's needed.
3. File as soon as you move in
Many offices accept applications once you own and live in the home.
4. Other help
Still saving to buy? Down payment assistance can help with upfront costs: see DPA Finder and its eligibility checker.
FAQ
Do I need to file a homestead exemption after buying a house?
Yes. It is not automatic; you file with your county office.
Does it cost money to file?
No. Filing a homestead exemption is free. Be wary of mailers that charge a fee.
Official sources
State details: Florida
This guide is general information, not legal or tax advice. Your county office decides eligibility. Last reviewed Oct 23, 2026.
More guides
- Missed the Homestead Exemption Deadline? What You Can Still Do
- Bought a Home Mid-Year: When Does Your Homestead Exemption Start?
- Florida Homestead Portability: Moving Your Save Our Homes Benefit
- Moving in Texas: What Happens to Your Homestead Exemption
- Renting Out Your Home or Using Airbnb: Effect on Your Homestead Exemption