Homestead Exemptions for Homes Held in a Trust or LLC

Many owners move their home into a revocable living trust for estate planning. Whether the homestead exemption survives depends on your state's rules about who counts as the owner.

Revocable living trusts

Most states let a home in a revocable trust keep its homestead exemption when the person living there is the trust's grantor or beneficiary with the right to live in the home. The assessor may ask for a copy of the trust or a certification of trust.

LLCs and corporations

A home owned by an LLC or corporation generally does not qualify, because the exemption is for a person who owns and occupies the home. Check before you move a home into an LLC.

Before you retitle

Ask your county office whether you need to refile after the deed changes. A new deed can trigger a review of the exemption.

FAQ

Can a house in a living trust get a homestead exemption?

In most states, yes, if the resident is the trust's grantor or beneficiary with a right to live there. Your assessor may ask for trust documents.

Can an LLC claim a homestead exemption?

Generally no, because the exemption is for an individual owner-occupant.

This guide is general information, not legal or tax advice. Your county office decides eligibility. Last reviewed Oct 23, 2026.