Texas Homestead Exemption Savings Calculator

Estimate how much the Texas homestead exemption could save you each year. The example numbers are placeholders; enter your own from your assessment notice or tax bill.

Across Texas, Census ACS 2020-2024 counts 6,879,255 owner-occupied homes (62.6% ownership). Use the calculator with figures from your assessment notice; the exemption math comes from the official source cited below.

How neighbors handle this

Arkansas: 100% of value

Neighbor figures are from the same verified official sources we cite on each page. Always confirm with the Texas county office before filing.

The calculator models Texas’s 100% Disabled Veteran Residence Homestead Exemption. Official benefit summary: Exempts the total appraised value of a qualifying veteran's residence homestead from property tax. A qualifying surviving spouse may keep the exemption. Filing path from the source: Apply with your county appraisal district and include your VA documentation.

Population and housing figures: U.S. Census Bureau, ACS 2020-2024 5-year (state FIPS 48). Exemption figures checked against the official page on 2026-11-04.

How the exemption works

Texas school districts must give a $140,000 exemption on a residence homestead (Tax Code 11.13(b)).
Owners 65 or older or disabled get an additional $60,000 school exemption (Tax Code 11.13(c)).
Any taxing unit may add a local-option exemption of up to 20 percent of appraised value, and some counties must give a $3,000 exemption; those are not included here.

Assumptions

Counts school district taxes only. City, county and special district taxes and any local-option exemptions are extra.
Does not model the school tax ceiling or appraisal caps.

Source: Texas Comptroller of Public Accounts. Figures checked against the official page on 2026-11-04.

How much does the Texas homestead exemption save?

Multiply the exemption by your local tax rate. Counts school district taxes only. City, county and special district taxes and any local-option exemptions are extra.

Is this calculator official?

No. It is an estimate based on figures from the official state source cited on this page.