Ramsey County, MN Homestead Exemption: How to File
In Ramsey County, the median owner-occupied home is worth $326,600 and the median homeowner pays $3,966 a year in real estate taxes, an effective rate of about 1.21% (Census ACS 2020-2024).
| Median home value | $326,600 |
|---|---|
| Median real estate taxes | $3,966 a year |
| Effective tax rate | 1.21% (median taxes ÷ median value) |
| Where to file | Ramsey County Assessor - Homestead Unit ↗ Phone listed on the office page: 651-266-2040 |
Source: U.S. Census Bureau, ACS 2020-2024 5-year, tables B25077 and B25103 (county FIPS 27123). Local add-on exemptions: not listed here unless the county publishes them; ask the office above.
Who owns homes in Ramsey County
- Ramsey County has 134,142 owner-occupied homes; 60.6% of occupied homes are owned, below the statewide 72.2% for Minnesota.
- 39,262 Ramsey County owner households (29.3%) are headed by someone 65 or older, about the same as the statewide 29.4%. Our verified Minnesota data has no separate statewide senior program; ask the Ramsey County office about local senior relief.
- About 18,897 veterans live in Ramsey County (4.5% of adults). See veteran property tax relief by state.
- 34.7% of Ramsey County owners have no mortgage (below the statewide 36.0%).
- The median Ramsey County home was built in 1965 (statewide: 1979).
Minnesota statewide program
Homestead Classification and Homestead Market Value Exclusion: Homestead classification lowers your property's tax class rate and can qualify you for the homestead market value exclusion. Who qualifies and how to apply in Minnesota →
Other large counties · Minnesota down payment assistance (DPA Finder)
Minnesota counties with similar home values
Each files through its own office: Anoka County (Anoka County Property Records & Taxation) · Dakota County (Dakota County Assessing Services) · Hennepin County (Hennepin County) · Washington County (Washington County Property Records and Taxpayer Services) · St. Louis County (St. Louis County Assessor)
Related guides
- Homestead Exemption Checklist for First-Time Home Buyers
- Missed the Homestead Exemption Deadline? What You Can Still Do
- Bought a Home Mid-Year: When Does Your Homestead Exemption Start?
- How to Protest Your Property Tax Assessment
New to owning a home? How down payment assistance works (DPA Finder).
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