Kentucky Homestead Exemption Savings Calculator

Estimate how much the Kentucky homestead exemption could save you each year. The example numbers are placeholders; enter your own from your assessment notice or tax bill.

Across Kentucky, Census ACS 2020-2024 counts 1,239,908 owner-occupied homes (68.3% ownership). Use the calculator with figures from your assessment notice; the exemption math comes from the official source cited below.

How neighbors handle this

• Illinois: Cook County ($10,000 general, $8,000 senior)
• West Virginia: $20,000 flat exemption

Neighbor figures are from the same verified official sources we cite on each page. Always confirm with the Kentucky county office before filing.

The calculator models Kentucky’s Homestead Exemption. Official benefit summary: For 2025-2026, $49,100 is deducted from the assessed value of your home. Filing path from the source: Apply with your county Property Valuation Administrator (PVA).

Population and housing figures: U.S. Census Bureau, ACS 2020-2024 5-year (state FIPS 21). Exemption figures checked against the official page on 2026-11-04.

Who qualifies: Owners 65 or older or classified as totally disabled.

How the exemption works

• For the 2025-2026 assessment years $49,100 is deducted from the assessed value of a qualifying home.
• Owners must be at least 65 or classified as totally disabled.

Assumptions

• Savings = $49,100 × your combined tax rate per $100.

Source: Kentucky Department of Revenue. Figures checked against the official page on 2026-11-04.

See also: Kentucky homestead exemption overview · general estimator

How much does the Kentucky homestead exemption save?

Multiply the exemption by your local tax rate. Savings = $49,100 × your combined tax rate per $100.

Is this calculator official?

No. It is an estimate based on figures from the official state source cited on this page.