Homestead Exemption Finder
Information only. Homestead Exemption Finder is not a government agency or tax adviser. Exemptions are granted by your county or local assessor, so confirm the rules and deadline with them.

Kentucky Homestead Exemption & Property Tax Relief

The main statewide homestead exemption or property tax relief program for Kentucky homeowners, summarized from the official state source with the date we last checked it.

Homestead Exemption

Kentucky Department of Revenue

Seniors Disability

What it does
For 2025-2026, $49,100 is deducted from the assessed value of your home.
Who qualifies
Owners at least 65 years old, or classified as totally disabled, who own and occupy the home on January 1.
How to apply
Apply with your county Property Valuation Administrator (PVA).

Last checked Oct 21, 2026 · Official source ↗

How to apply in Kentucky

  1. Confirm the home is your primary residence and that you owned and lived in it by the qualifying date your county uses.
  2. Find your local office. Apply with your county Property Valuation Administrator (PVA).
  3. Gather proof: usually a deed or closing statement, a driver's license or state ID at the property address, and (for senior, disability or veteran relief) proof of age, disability rating or income.
  4. File and keep a copy. Filing is free.
  5. Check your next tax bill or assessment notice to confirm the exemption appears.

Estimate your savings See filing deadlines

Buying a home in Kentucky? Before you close, see the Kentucky down payment assistance programs on DPA Finder. After you move in, file your homestead application as soon as your county allows.

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