Kentucky Property Tax Exemptions for Seniors

Kentucky property tax exemptions for seniors: what you get, who qualifies and how to apply, from the official source.

Kentucky has 410,813 owner households headed by someone 65 or older (33.1% of owners; median home year built 1982). The statewide senior exemption below is what those owners typically claim through their county office.

Verified Kentucky details: What you get: For the 2025-2026 assessment years, $49,100 is deducted from the assessed value of your home. Who qualifies: Homeowners at least 65 years old. Bring proof of age such as a birth certificate, driver's license or passport. How to apply: File the Application for Exemption Under the Homestead/Disability Amendment with your county Property Valuation Administrator (PVA).

In Kentucky the same dollar figure covers both age and disability: owners 65 or older or permanently and totally disabled claim For the 2025-2026 assessment years, $49,100 is deducted from the assessed value of your home. Proof of age (birth certificate, driver’s license or passport) or the disability documentation your county lists is enough; you do not file two exemptions for the same amount.

How neighbors handle this

• Illinois: Reduces equalized assessed value by up to $8,000 in Cook County and counties next to Cook, or $5,000 elsewhere, for owners 65 or older.
• West Virginia: The first $20,000 of assessed value of your home is exempt.

Neighbor figures are from the same verified official sources we cite on each page. Always confirm with the Kentucky county office before filing.

For context, Kentucky’s main statewide homeowner program is the Homestead Exemption: For 2025-2026, $49,100 is deducted from the assessed value of your home. Seniors usually file the same way as other owners unless the rows above say otherwise: Apply with your county Property Valuation Administrator (PVA).

Population and housing figures: U.S. Census Bureau, ACS 2020-2024 5-year (state FIPS 21). Exemption figures checked against the official page on 2026-11-04.

What you get

For the 2025-2026 assessment years, $49,100 is deducted from the assessed value of your home.

Who qualifies

Homeowners at least 65 years old. Bring proof of age such as a birth certificate, driver's license or passport.

How to apply

File the Application for Exemption Under the Homestead/Disability Amendment with your county Property Valuation Administrator (PVA).

Source: Kentucky Department of Revenue. Figures checked against the official page on 2026-11-04.

See also: Kentucky overview · Seniors exemptions in other states · Savings calculator

What property tax exemptions are there for seniors in Kentucky?

For the 2025-2026 assessment years, $49,100 is deducted from the assessed value of your home.

How do seniors apply in Kentucky?

File the Application for Exemption Under the Homestead/Disability Amendment with your county Property Valuation Administrator (PVA).